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Our Trust & Investment Team 

Michael S. Lares, CFP

Senior Vice President
Trust & Investment Services Manager
Phone: (607) 324-9678
Email: michael.lares@steubentrust.com 

Natalie M. Willoughby, CTFA

Senior Vice President
Trust & Investment Services Manager
Phone: (585) 359-0247
Email: natalie.willoughby@steubentrust.com

Janet Arnold, CTFA

Trust Officer
Investment Advisor Representative & Assistant Secretary
Phone: (607) 324-9657
Email: Janet.Arnold@SteubenTrust.com

Kathy Parsons Roth

Trust Officer
Phone: (585) 359- 0247
Email: Kathleen.Roth@stuebentrust.com

Please note: Email is not a secure form of communication. Please do not provide account information. If you need assistance with your account, please call us at 1-866-STEUBEN.

Trust & Investments are not insured by FDIC or any other Federal Government Agency and are not deposits, or guaranteed by the bank or any of its affiliates and are subject to investment risk including loss of principal and may go down in value.