Certificates of Deposits (CDs)

Certificates of Deposit (CDs)

TermRateAPY
10 - 180 Days0.05%0.05%
6 Months0.05%0.05%
12 Months0.10%0.10%
24 Months0.35%0.35%
36 Months0.60%0.60%

Rates as of 02/19/2017.

Rate = Interest Rate. APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal.

Minimum deposit $1,000 to open and earn stated APY.

Promotional Certificate of Deposit Accounts

TermMinimum Deposit RequiredRateAPY
24 Months Bump Up *$2,5000.25%0.25%
17 Month CD **$10,0001.17%1.18%

Rates as of 02/19/2017.

Rate = Interest Rate. APY = Annual Percentage Yield.

A penalty may be imposed for early withdrawal.


* 24-Months Bump Up: Minimum deposit $2,500 to open and earn stated APY. Allowed bump up rate one time during term. No additional deposits allowed.

** 17-Month CD Special: Minimum deposit $10,000 (containing at least $5,000 new money) and a Steuben Trust checking account with a minimum $1,000 balance required to open and earn stated APY.