Savings Account
Savings Account

Savings Account

Summary

Earn competitive interest to help you save. Even access your savings as need be, with up to 6 free withdrawals each statement cycle. Our traditional Savings Account lets you put away more cash for a rainy day.

There's no monthly maintenance charge when you keep a daily collected balance of $200 or more. Plus, there's never a monthly maintenance charge for young savers under age 18.

  • Earn competitive interest, paid monthly
  • Interest earned on entire balance
  • No monthly maintenance charge on minimum daily balances of $200+
  • $5 monthly maintenance charge if your balance falls below $200
  • Up to 6 withdrawals allowed per month at no charge
  • 50¢ fee for each additional debit withdrawal
  • Free online banking
  • Free eStatements
  • $25 minimum deposit to open

No monthly maintenance charge if balance of two hundred dollars ($200) is maintained. If balance falls below two hundred dollars ($200) on any day of the statement cycle period, there is a five dollar ($5.00) maintenance charge for that monthly statement cycle. No monthly maintenance charge for primary account owner under age eighteen (18)*.

You must deposit a minimum of $25.00 to open account. A monthly maintenance charge of $5.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $200.00.

You must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.

An inactive account fee of $5.00 per month after 12 months of inactivity will be charged.

You may make 6 withdrawal(s) from your account every statement cycle. Transfers and debit withdrawals made in person, by mail or at an ATM are not included in the six (6) debit withdrawals, these are unlimited. There is a fifty cent ($0.50) fee for each debit withdrawal transaction in excess of six (6) every statement cycle if by pre-authorized or automatic transfer, telephone transfer including fax, or eBanking transfer every statement cycle. Your account will be converted to a non-interest bearing account if you exceed the six (6) debit withdrawals.

*A parent or guardian may be required to be a joint owner of the account if the account holder is under age eighteen (18).

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