Health Savings Account (HSA)
Health Savings Account (HSA)

Health Savings Account (HSA)


    Feel good about a trip to the doctor's office, regardless of how you feel physically. A Health Savings Account (HSA) works with a high deductible health plan to help you save for future medical expenses.

    Earn competitive interest and pay your bills tax-free*, when used to cover qualified medical expenses. Plus, you can access your health savings as necessary with the simple swipe of a free HSA debit card!

    • Save for future medical expenses
    • Earn interest and pay medical bills tax-free*
    • Easy access to your health savings
    • Free online banking
    • Free eStatements
    • Free HSA debit card
    • Funds roll over annually
    • Plus, it's your account and your savings — not tied to your employer!

    Annual contribution limits are set by the IRS.

    *When used for qualified medical expenses. Consult a tax adviser.

    A Health Savings Account (HSA) is a tax deferred account that you agree: a) you are eligible to open and maintain, b) to notify us when you are no longer eligible to maintain, c) will be used for contributions, withdrawals, and earnings for qualified medical expenses or as allowed by law, and d) you will execute and comply with the terms and conditions in the Health Savings Account Trust or Custodial Agreement. Consult your tax adviser about the tax treatment of contributions, withdrawals and earnings.

    No monthly maintenance charge. You must deposit a minimum of $25.00 to open account.

    You must maintain a minimum daily balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement.

    An inactive account fee of $5.00 per month after 12 months of inactivity will be charged.

    Transactions may be limited per your HSA agreement.