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When it comes to lending, one size does not fit all. Let us tailor a personal loan solution to fit you and your family’s needs.

Key Features

  • Low Rates
  • Flexible Terms
  • Local Decision-Making
  • Experienced Lenders
  • Competitively low interest rates
  • Use funds for practically any purpose, from debt consolidation to vehicle repairs
  • Secured and unsecured loans available
  • Flexible terms for comfortable repayment
  • Fast decision-making and local processing
  • Personalized service you can trust from Western New York lenders

We offer both secured and unsecured personal loans. If you’re looking for a higher loan limit, a secured loan may be for you. Because this loan is backed by collateral, lenders can offer higher limits. Unsecured loans are not backed by collateral, so, while easier to obtain, will not offer as high of credit limits. Unsecured loans may require little more than a signature to obtain. 

Choose the loan that works for you and start the application process today.

Main Office – One Steuben Square, Hornell NY 14843

James M. Knapp
Residential Mortgage Lender
Home Equity Loan and Line Lender
Commercial Lender
Consumer Lender
NMLS # 544201
Phone: (607) 324-9670 

Mark J. Young
Residential Mortgage Lender
Home Equity Loan and Line Lender
Commercial Lender
Consumer Lender
NMLS #
Phone: (607) 324-9524 

Christopher M. Brewer
Commercial Lender
Consumer Lender
NMLS # 446315
Phone: (607) 324-9619 

Carolin J. Campbell
Consumer Lender
NMLS # 1146645
Phone: (607) 324-9648 

Heather L. Lisi
Consumer Lender
Phone: (607) 324-9655 

Alfred Office – 928 Route 244, P.O. Box 300, Alfred NY 14803

Marcia M. Barrett
Consumer Lender
NMLS # 1150047
Phone: (607) 587-9122 

Andover Office – 38 South Main Street, Andover, NY 14806

Peggy L. Frost
Consumer Lender
NMLS #1678810
Phone: (607) 478-8437 

Arkport Office – 29 Main Street, P.O. Box 468, Arkport NY 14807

Elizabeth A. Giles
Consumer Lender
Home Equity Loan and Line Lender
NMLS # 685572
Phone: (607) 295-7455 

Bath Office – 201 Bath Plaza, P.O. Box 510, Bath NY 14810

Kathleen R. Sleve
Consumer Lender
NMLS # 1408004
Phone: (607) 664-3225

Belmont Office – 11 Schuyler Street, P.O. Box 118, Belmont NY 14813

Linda M. Clayson
Home Equity Loan and Line Lender
Consumer Lender
NMLS # 685571
Phone: (585) 268-7631

Bolivar Office – 319 Main Street, Bolivar, NY 14715

LaRae D. Best
Consumer Lender
Home Equity Loan and Line Lender
NMLS # 685569
Phone: (585) 928-1773 

Canaseraga Office – 37 Main Street, P.O. Box 227, Canaseraga, NY 14822

Elizabeth A. Giles
Consumer Lender
Home Equity Loan and Line Lender
NMLS # 685572
Phone: (607) 545-6516 

Canisteo Office – 1 Main Street, Canisteo NY 14823

Judith M. Ordway
Consumer Lender
NMLS # 1150046
Phone: (607) 698-2742 

Clarence Office – 8503 Main Street, Williamsville, NY 14221

Anthony M. Lanza
Home Equity Loan and Line Lender
Commercial Lender
Consumer Lender
NMLS #471110
Phone 716-650-4230

Geneseo Office – 11 Megan Drive, Geneseo, NY 14454

Craig W. Nobbs
Residential Mortgage Lender
Home Equity Loan and Line Lender
Commercial Lender
Consumer Lender
NMLS # 685575|
Phone: (585) 243-0380 

Tracy L. Ingraham
Consumer Lender
Home Equity Loan and Line Lender
NMLS # 1150045
Phone: (585) 243-0380 

Lynnea C. Fugle
Consumer Lender
Phone: (585) 243-0380 

Jakob M. Rease
Commercial Lender
Consumer Lender
Phone: (585) 243-0380

Henrietta Office – 20 Wildbriar Road, Henrietta, NY 14623

Gregory J. Wood
Commercial Lender
Consumer Lender
NMLS # 1153823
Phone: (585) 359-0247 

Warsaw Office – 2490 North Main Street, P.O. Box 232, Warsaw, NY 14569

Heather L. Aldrich
Consumer Lender
Home Equity Loan and Line Lender
NMLS # 438142
Phone: (585) 786-0261 

Anne R. Akin
Consumer Lender
NMLS # 1741458
Phone: (585) 786-0261 

Hans R. Kunze
Commercial Lender
Consumer Lender
Phone: (585) 786-0261

Wellsville Office – 475 North Highland Drive, P.O. Box 664, Wellsville, NY 14895

Marcella J. Bledsoe
Consumer Lender
Home Equity Loan and Line Lender
NMLS # 685570
Phone: (585) 596-2006 

Kathy S. Bentley
Consumer Lender
Home Equity Loan and Line Lender
NMLS # 685568
Phone: (585) 596-2008 

Peggy L. Frost
Consumer Lender
NMLS #1678810
Phone: (585) 596-2005 

Whitesville Office – 484 Main Street, Whitesville, NY 14897

Donna M. Brubaker
Consumer Lender
NMLS #1676889
Phone: (607) 356-3344