As a thank you for banking with us, we offer our most loyal customers interest-bearing checking — along with perks like loan discounts.
- Competitive Interest
- Unlimited Monthly Transactions
- Free Digital Banking
- Free Debit Card
- Earn competitive interest, paid monthly, when you maintain a $1,500 minimum daily balance
- Enjoy preferred CD rates, personal loan discounts, and free investment planning consultation
- Avoid the $7 monthly maintenance charge by meeting one of the following qualifications:
- Maintain a $5,000 minimum daily balance OR
- Maintain a combined $10,000 minimum daily balance across your Steuben Trust checking, savings, and CDs
- Unlimited check writing and transactions
- Free digital banking, including:
- Online banking and bill pay
- Mobile banking with mobile deposit
- Free Visa® debit card
- $25 minimum deposit to open
Age 55 or older? Take a look at our Senior Relationship Advantage Checking.
Interest rates are variable and may change after opening account.
An inactive account fee of $5.00 per month after 12 months of inactivity will be charged until the account closes or account becomes dormant.