Meet your low-maintenance account — perfect for individuals with minimal checking needs and lower balances.
- No Minimum Balance Requirements
- Free Digital Banking
- Free Debit Card
- Low-cost checking, exclusive to New York State residents1
- $3 monthly maintenance charge
- No minimum balance requirements
- Up to 8 free debit transactions per month; 50¢ per debit transaction in excess thereafter2
- Free digital banking, including:
- Online banking and bill pay
- Mobile banking with mobile deposit
- Free Visa® debit card
- $25 minimum deposit to open
1Account holder must be a resident of New York State. Account holder may not maintain any other transaction account after sixty (60) days from the date the Basic Checking account is opened.
2Fifty cent ($0.50) fee per debit transaction in excess of eight (8) every statement cycle. This withdrawal transaction fee applies to each check paid and any debit transaction, including ATM, POS (Point of Sale) and Purchases, automatic transfers and ACH items. No limit to the number of deposits.
An inactive account fee of $5.00 per month after 12 months of inactivity will be charged until the account closes or account becomes dormant.