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Everyday Checking

  • Flexible checking to fit your lifestyle
  • Easy ways to waive low monthly maintenance charge
  • Unlimited check writing and transactions
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Relationship Advantage Checking

  • Enjoy discounted loan rates, special CD rates, and more
  • Earn competitive interest when you maintain a $1,500 minimum daily balance
  • Unlimited check writing and transactions
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Senior Relationship Advantage Checking

  • Exclusive to account holders age 55 or older
  • Enjoy all the perks of our Relationship Advantage checking at a reduced fee
  • Two easy ways to waive the monthly maintenance charge
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Student Checking

  • No minimum balance requirements
  • No monthly maintenance charge when you enroll in free eStatements
  • 3 free transactions at non-Steuben Trust ATMs
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Basic Checking

  • Low-cost checking, exclusive to New York State residents1
  • $3 monthly maintenance charge
  • No minimum balance requirements
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