Home Equity Loans
Home Equity Loans

Home Equity Loans


Look no further than your own home to finance your next step – whether consolidating debt, investing in your future, or simply taking a much-needed getaway. A home equity loan lets you borrow against the value of your home.

Get a competitively low fixed rate for consistent, comfortable payments – with funds available for practically any purpose. Just consider it your well-deserved reward for timely mortgage payments and proper upkeep.

  • Competitively low interest rates
  • Interest may be tax deductible*
  • Loan value based on the equity you've built in your home
  • Borrow up to 85% of the appraised value of your home**
  • Funds available for practically any purpose
  • Flexible terms for comfortable repayment
  • Local Western New York home equity loan decisions
  • Personal service you can trust
  • Home equity lines of credit (HELOCs) also available!

Check out our current rates. Plus, find a Steuben Trust Loan Officer near you for expert assistance!

*Consult a tax adviser.

**Applications where the first lien position is with another institution - Max LTV is 75%. No double-wides older than 1995 financed.

Applications where STC is in first and second lien position - Max LTV is 85%. No double-wides older than 1995 financed.