Home Equity Loans
Look no further than your own home to finance your next step – whether consolidating debt, investing in your future, or simply taking a much-needed getaway. A home equity loan lets you borrow against the value of your home.
Get a competitively low fixed rate for consistent, comfortable payments – with funds available for practically any purpose. Just consider it your well-deserved reward for timely mortgage payments and proper upkeep.
- Competitively low interest rates
- Interest may be tax deductible*
- Loan value based on the equity you've built in your home
- Borrow up to 85% of the appraised value of your home**
- Funds available for practically any purpose
- Flexible terms for comfortable repayment
- Local Western New York home equity loan decisions
- Personal service you can trust
- Home equity lines of credit (HELOCs) also available!
*Consult a tax adviser.
**Applications where the first lien position is with another institution - Max LTV is 75%. No double-wides older than 1995 financed.
Applications where STC is in first and second lien position - Max LTV is 85%. No double-wides older than 1995 financed.