Student Checking
Student Checking

Student Checking


Have more cash for all your expenses — whether that's books, board, food, or filling your social calendar. Student Checking gives you an easy checking account, easily accessible online, both on campus and at home. Even use non-Steuben Trust ATMs at no charge*, so you don't have to search for a free ATM while away at school!

There's no minimum deposit to open. We don't even charge a monthly maintenance charge when you enroll in eStatements — the easy, electronic alternative to traditional snail mail statements.

A parent or guardian must be a joint owner of the account if student is under the age of 18.

Residency Requirement – This account is only available to residents of Steuben, Allegany, Livingston, Monroe and Wyoming, NY Counties. Students residing on campuses that are in these counties are also eligible. Must be a U.S. citizen to open account online.

At our discretion, proof of college enrollment may be required. This account will become a Regular Checking account five years (5) from account opening date. Regular checking account fees and conditions will apply upon conversion. We reserve the right to convert your account to a Regular Checking account at any time upon learning that you are no longer a student.

*There is no charge to access your account at any Steuben Trust ATM. We will not charge you during a monthly service charge cycle for the first three times you use your card at an ATM not owned by Steuben Trust Company. If you access your account at an ATM not owned by Steuben Trust Company, the other financial institution may charge you an ATM transaction fee.