Have your first 8 transactions included at no extra charge each month — whether you'd rather write checks or make debit card purchases. There's just a $3 monthly maintenance charge on your Basic Checking account, no minimum balance requirement.
Plus, Basic Checking is exclusive to New York State residents — a simple, consistent checking account from month-to-month, for all you have going on in your busy schedule.
- $3 monthly maintenance charge
- No minimum balance requirement
- Up to 8 debit transactions included per month
- 50¢ fee per debit transaction
- Free mobile banking
- Free online banking and bill pay
- Free eStatements
- Free Visa® debit card
- $25 minimum deposit to open
Account holder must be a resident of New York State. Account holder may not maintain any other transaction account after sixty (60) days from the date the Basic Checking account is opened.
You must deposit a minimum of $25.00 to open account. No minimum balance required. Monthly maintenance charge of three ($3.00) dollars every statement cycle.
An inactive account fee of $5.00 per month after 12 months of inactivity will be charged until the account closes or account becomes dormant.
Fifty cent ($0.50) fee per debit transaction in excess of eight (8) every statement cycle. This withdrawal transaction fee applies to each check paid and any debit transaction, including ATM, POS (Point of Sale) and Purchases, automatic transfers and ACH items. No limit to the number of deposits.