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Annuities can provide you with an income that you cannot outlive. A Fixed Annuity is a sum of money that earns you a guaranteed interest rate. The interest you earn continues to grow tax deferred until you withdraw the funds. You can also convert the Annuity into a series of income payments over a set period of time or over your life time.

Many different types of Annuities can be offered depending on what your income needs are. 

  • Guaranteed Income
  • Tax Deferred Growth
  • No upfront fees 
  • Avoids probate — making beneficiary distribution simple

Steuben Financial Services, Inc., an insurance agency, is a wholly owned consolidated subsidiary of Steuben Trust Company.

Insurance policies are obligations of the insurers that issue the policies. Steuben Financial Services, Inc. is licensed to sell insurance in New York State and acts as agent for the issuing insurers.

Not insured by FDIC or any other Federal Government Agency and are not deposits, or guaranteed by the bank or any of its affiliates and are subject to investment risk including loss of principal and may go down in value.

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