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Commercial Real Estate Loans

  • Competitively low interest rates for the purchase or construction of commercial properties
  • Build, expand, or develop the right commercial property
  • Experienced lenders with expert knowledge in the local real estate market
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Agriculture & Agribusiness Loans

  • Funds available for a wide variety of agricultural needs
  • Agriculture lines of credit also available
  • Experienced lenders who know local agricultural standards
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Business Term Loans

  • Competitively low interest rates for a wide variety of business needs
  • Finance working capital, inventory, and more
  • Flexible terms that fit your business plans
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Business Lines of Credit

  • Financing ideal for short-term needs, seasonal fluctuations, and daily cash flow
  • Pay interest only on what you use
  • Apply just once and reuse again and again as needed
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Equipment Loans

  • Competitively low interest rates
  • Upgrade to new, state-of-the-art equipment or machinery
  • Finance office equipment, farm equipment, and more
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Letters of Credit

  • Guarantee payments on large purchases
  • Can also be used to guarantee a service
  • Especially helpful when dealing in international commerce
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Government Assisted Loans

  • Government-backed financing for small businesses and farmers
  • Includes SBA, USDA, and FSA Loans
  • Professional service you can trust from Western New York lenders
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