Investor Relations

Corporate Profile

Steuben Trust Corporation is a financial services holding company for Steuben Trust Company, a New York State chartered community bank. Steuben Trust Company, organized in 1902, has a long history of strong performance and record of meeting the needs of our customers. We are proud that many of our shareholders are also satisfied long-time customers of the bank. Steuben Trust Corporation, formed in 1990, is regulated by the Federal Reserve Bank of New York.

Steuben Trust Corporation offers shareholders a dividend reinvestment and stock purchase plan. This provides the owners of the Corporation's common stock with a simple and convenient method of re-investing cash dividends paid as well as enabling cash payments to purchase additional shares of Common Stock.

Dividend Reinvestment Enrollment Form.

Steuben Trust Corporation also offers shareholders direct deposit of dividend payments. To take advantage of this convenience, shareholders should print and complete the following authorization form:

Direct Dividend Deposit Authorization Agreement.

Shareholder Releases & Announcements

2016 Second Quarter Shareholder Report

2016 First Quarter Shareholder Report

2015 Steuben Trust Corporation Annual Report

Shareholder Information & Account Access

Steuben Trust Corporation trades under the symbol SBHO. For the current stock price, please visit www.otcmarkets.com.

American Stock Transfer & Trust Company, LLC

6201 15th Avenue

Brooklyn, NY 11219

1-800-937-5449

amstock.com

Market Analysts Include:

Corporate Headquarters

One Steuben Square

Hornell, NY 14843

1-866-STEUBEN